{"id":19248,"date":"2020-12-30T12:01:00","date_gmt":"2020-12-30T10:01:00","guid":{"rendered":"https:\/\/www.fsyc.org\/actualitat\/empoderando-a-familias-en-situacion-de-exclusion-residencial-programa-mejora-de-la-economia-domestica-2020-de-fsc\/"},"modified":"2020-12-30T12:08:13","modified_gmt":"2020-12-30T10:08:13","slug":"apoderant-a-families-en-situacio-dexclusio-residencial-programa-millora-de-leconomia-domestica-2020-de-fsc","status":"publish","type":"post","link":"https:\/\/www.fsyc.org\/ca\/infancia-i-families\/apoderant-a-families-en-situacio-dexclusio-residencial-programa-millora-de-leconomia-domestica-2020-de-fsc\/","title":{"rendered":"Apoderant a fam\u00edlies en situaci\u00f3 d&#8217;exclusi\u00f3 residencial: Programa Millora de l&#8217;economia dom\u00e8stica 2020 de FSC"},"content":{"rendered":"<blockquote>\n<p style=\"text-align: justify;\"><strong><span><span class=\"\">La Fundaci\u00f3 Salut i Comunitat (FSC) desenvolupa a la prov\u00edncia d&#8217;Alacant, des de l&#8217;any 2016, el Servei d&#8217;acompanyament a fam\u00edlies en lloguer social (SEAFAS). Aquest any ha comen\u00e7at, a m\u00e9s, un nou programa com a complement a la mateixa: Millora de l&#8217;economia dom\u00e8stica per a persones en risc d&#8217;exclusi\u00f3 residencial. Aquest programa ha estat finan\u00e7at per una partida de l&#8217;IRPF de la Generalitat Valenciana de l&#8217;exercici 2019, amb l&#8217;objectiu de continuar la l\u00ednia d&#8217;actuaci\u00f3 mantinguda per la nostra entitat, aix\u00ed com d&#8217;afavorir la capacitaci\u00f3 i facilitar l&#8217;apoderament a les fam\u00edlies en situaci\u00f3 de risc d&#8217; exclusi\u00f3 residencial, en aquesta ocasi\u00f3, respecte a la millora de l&#8217;economia dom\u00e8stica. En aquest programa hi participen 36 fam\u00edlies.<\/span><\/span><\/strong><\/p>\n<\/blockquote>\n<p style=\"text-align: justify;\"><span>Les fam\u00edlies que participen en SEAFAS, han arribat a un lloguer social a trav\u00e9s de processos de daci\u00f3 en pagament dels seus habitatges, de regularitzaci\u00f3 d&#8217;ocupacions o adjudicacions a trav\u00e9s de jutjats.\u00a0Moltes d&#8217;aquestes fam\u00edlies continuen en situaci\u00f3 de vulnerabilitat, cosa que, donada la situaci\u00f3 sanit\u00e0ria actual, s&#8217;ha vist incrementat en molts casos.<\/span><\/p>\n<p style=\"text-align: justify;\"><span>Les compet\u00e8ncies personals amb qu\u00e8 compten les fam\u00edlies per fer front a aquesta situaci\u00f3 han resultat insuficients (l&#8217;\u00faltima Enquesta de Compet\u00e8ncies Financeres del Banc d&#8217;Espanya i la Comissi\u00f3 Nacional de l&#8217;Mercat de Valors 2018, situa Espanya per sota de la mitjana dels pa\u00efsos de l&#8217;OCDE).\u00a0En aquest sentit, el 75,5% de la poblaci\u00f3 reconeix que millorar aquesta compet\u00e8ncia suposaria una ajuda a l&#8217;hora d&#8217;optimitzar les seves finances.<\/span><\/p>\n<p style=\"text-align: justify;\"><span>Des del propi Pla d&#8217;Educaci\u00f3 Financera 2018-2021 de el Govern d&#8217;Espanya s&#8217;assenyala que els mitjans posats per atendre aquesta necessitat s\u00f3n insuficients.\u00a0Aix\u00ed mateix, i pel que fa a les persones en risc o exclusi\u00f3 social, tot just hi ha programes que contemplin aquesta variable de la pobresa, i pr\u00e0cticament s\u00f3n inexistents els que tenen en compte els tres components de l&#8217;canvi d&#8217;actituds (cognitiu, conatiu o conductual, i afectiu), aplicat a les activitats de la vida di\u00e0ria i en el context de la llar.<\/span><\/p>\n<p style=\"text-align: justify;\"><span>Amb el Programa Millora de l&#8217;economia dom\u00e8stica 2020 de FSC, es procura la transmissi\u00f3 de coneixements i la realitzaci\u00f3 de gestions durant l&#8217;any, per a la gesti\u00f3 de deutes, alhora que la reducci\u00f3 de factures de les despeses derivades de la cobertura de les seves necessitats b\u00e0siques.<\/span><\/p>\n<p style=\"text-align: justify;\"><span>Els objectius principals d&#8217;el programa s\u00f3n: reduir els processos judicials iniciats per impagament continuat de la renda mensual; garantir la cobertura de les necessitats b\u00e0siques a trav\u00e9s de suports monetaris puntuals; desenvolupar actuacions educatiu-formatives en el context de la llar (que tindran un impacte a curt, mitj\u00e0 i llarg termini) i, en quart lloc, permetre intensificar les actuacions amb fam\u00edlies de el servei que presenten impagaments de la renda de lloguer.<\/span><\/p>\n<p style=\"text-align: justify;\"><span>Aquests objectius es plantegen per evitar conseq\u00fc\u00e8ncies com ara la no renovaci\u00f3 de l&#8217;lloguer social o l&#8217;inici d&#8217;un procediment judicial que determini la nova p\u00e8rdua del seu habitatge; la impossibilitat de fer front a el pagament de necessitats b\u00e0siques i viure amb el continu dilema \u00abHeat-Eat\u00bb (calefacci\u00f3 o alimentaci\u00f3); danys materials i personals com a conseq\u00fc\u00e8ncia d&#8217;accidents dom\u00e8stics produ\u00efts per \u00abenganxalls\u00bb irregulars als subministraments el\u00e8ctrics; agreujament de malalties i aparici\u00f3 de problemes en l&#8217;\u00e0mbit de la salut mental com a conseq\u00fc\u00e8ncia de situacions estressants (ansietat i depressi\u00f3, entre d&#8217;altres).<\/span><\/p>\n<p style=\"text-align: justify;\"><span>D&#8217;aquesta manera, instaurar actituds en aquesta l\u00ednia permetr\u00e0 que les persones aprenguin a gestionar el pressupost de la seva llar;\u00a0prendre decisions adequades per a un consum responsable;\u00a0promocionar l&#8217;estalvi;\u00a0prevenir noves situacions d&#8217;endeutament o que aquest sigui m\u00e9s gran: el mal \u00fas de productes financers, etc., ajudant-los a millorar la seva situaci\u00f3 socioecon\u00f2mica i prevenint l&#8217;aparici\u00f3 de noves dificultats o estant ben preparats per superar-les, si sorgeixen.<\/span><\/p>\n<p style=\"text-align: justify;\"><span>La metodologia utilitzada en aquest programa consisteix en una primera selecci\u00f3 de les fam\u00edlies, per part de l&#8217;equip de gestores socials.\u00a0Despr\u00e9s proposar el programa a les mateixes, i ser acceptat per elles, es realitza un primer diagn\u00f2stic de la situaci\u00f3, per poder treballar els continguts en les diferents accions.<\/span><\/p>\n<p style=\"text-align: justify;\"><span>Com a eina de base, vam lliurar a cada fam\u00edlia un Manual, dividit en 3 blocs de continguts:<\/span><\/p>\n<ol style=\"text-align: justify;\">\n<li><span>Qu\u00e8 \u00e9s l&#8217;Economia Dom\u00e8stica?<\/span><\/li>\n<li><span>Consum i estalvi a la llar<\/span><\/li>\n<li><span>Consum i estalvi fora de la llar<\/span><\/li>\n<\/ol>\n<p style=\"text-align: justify;\"><span>A destacar tamb\u00e9 com a dada significativa que es realitzen 7 sessions amb cada fam\u00edlia, en els propis habitatges dels i les participants, a la qual acudeix la seva gestora social de refer\u00e8ncia, facilitant els continguts i aprenentatges, amb una perspectiva pr\u00e0ctica i adaptada a les necessitats reals que cadascuna presenta.<\/span><\/p>\n<p style=\"text-align: justify;\"><span>Transversalment, es valora el suport econ\u00f2mic a les fam\u00edlies que aix\u00ed ho necessitin, abonant factures de lloguer o subministraments, fins a un total de 300 \u20ac per unitat familiar, per tal de donar suport a la reducci\u00f3 del deute acumulat, promovent la corresponsabilitat en els pagaments .<\/span><\/p>\n<p style=\"text-align: justify;\"><span>El programa finalitza facilitant als i les participants q\u00fcestionaris de satisfacci\u00f3 i d&#8217;adquisici\u00f3 de continguts, que inclouen la valoraci\u00f3 de l&#8217;aprenentatge obtingut, per avaluar la seva satisfacci\u00f3 en el mateix.<\/span><\/p>\n<p style=\"text-align: justify;\"><span>Per acabar, i com a conclusi\u00f3, volem expressar la nostra satisfacci\u00f3, at\u00e8s que l&#8217;experi\u00e8ncia d&#8217;aquest programa est\u00e0 resultant molt positiva.\u00a0Les fam\u00edlies participen amb molt d&#8217;inter\u00e8s, podent veure resultats favorables per a elles, que no nom\u00e9s afecten a una millora de la seva economia (a trav\u00e9s de reducci\u00f3 de despeses, per exemple), sin\u00f3 que aquests mateixos resultats s\u00f3n extrapolables a llarg termini, a l&#8217;haver pogut adquirir els coneixements necessaris per continuar aquestes accions en un futur, de manera independent, cosa que considerem fonamental.<\/span><\/p>\n<hr \/>\n<p style=\"text-align: justify;\"><strong><span>Natalia Araujo<\/span><\/strong><br \/>\n<strong><span>Coordinadora territorial SEAFAS<\/span><\/strong><br \/>\n<strong><span>Fundaci\u00f3 Salut i Comunitat<\/span><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>La Fundaci\u00f3 Salut i Comunitat (FSC) desenvolupa a la prov\u00edncia d&#8217;Alacant, des de l&#8217;any 2016, el Servei d&#8217;acompanyament a fam\u00edlies [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":19242,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[906,1073],"tags":[1666],"class_list":["post-19248","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualitat","category-infancia-i-families","tag-seafas-ca"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Apoderant a fam\u00edlies en situaci\u00f3 d&#039;exclusi\u00f3 residencial: Programa Millora de l&#039;economia dom\u00e8stica 2020 de FSC - Fundaci\u00f3n Salud y Comunidad<\/title>\n<meta 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